Terms of Service

Effective date: June 12, 2026

Part A — Terms for All Users

A-1. Who we are; agreement to these Terms

1.1 The Gofers mobile applications, the gofers.app website, and related services (together, the "Service") are operated by AB INITIO PTE. LTD., a company incorporated in Singapore with its registered office at 10 Anson Road, #11-07 International Plaza, Singapore 079903 ("Gofers", "we", "us").

1.2 These Terms of Service (these "Terms") are a binding agreement between you and us and govern your use of the Service. By creating an account or using the Service, you agree to these Terms and acknowledge our Privacy Policy. If you do not agree, do not use the Service.

A-2. Eligibility; where the Service is available

2.1 Age. You must be at least 18 years old to use the Service. The Service is not directed to, and may not be used by, minors. If we become aware that a user is under 18, we will terminate the account and delete associated personal information in accordance with our Privacy Policy.

2.2 Available regions. The Service is currently offered only to residents of: the United States, Singapore, Hong Kong SAR, Taiwan, Japan, Australia, New Zealand, Malaysia, Thailand, the Philippines, Indonesia, Vietnam, Brunei, Cambodia, and Laos (the "Available Regions"). We may add or remove regions at any time. If you do not reside in an Available Region, you may not use the Service.

2.3 Sanctions and export controls. You represent that you are not located in, organized under the laws of, or ordinarily resident in any country or region subject to comprehensive sanctions administered by the United States, the United Nations, the European Union, the United Kingdom, or Singapore, and that you are not identified on any government list of prohibited, denied, or restricted parties (including the U.S. Treasury Department's Specially Designated Nationals and Blocked Persons List). You will not use, export, or re-export the Service in violation of applicable export-control or sanctions laws.

2.4 One person, one account. You may create only one account, for yourself only. You may not impersonate any person, create an account on someone else's behalf without authorization, or create a new account after we have suspended or terminated you, without our prior consent.

A-3. Accounts and security

3.1 You must provide accurate, current registration information and keep it up to date.

3.2 You are responsible for safeguarding your login credentials and for all activity under your account. Notify us promptly at support@gofers.app if you suspect unauthorized use of your account. We may require identity verification in connection with account access, recovery, or deletion.

A-4. The Service; your Gofers

4.1 What the Service does. Gofers lets you create AI representatives ("Gofers") that discover potential matches, communicate with other users' Gofers on your behalf, and report back to you with summaries and recommendations. After mutual interest is confirmed, you may connect and communicate directly with other users.

4.2 You authorize your Gofers to communicate for you. When you create a Gofer and provide it with context, you authorize it to converse with other users' Gofers, share information from the context you provided (subject to the controls you set), and explore opportunities on your behalf.

4.3 Gofer conversations are not binding commitments. Anything your Gofer or another user's Gofer says — including expressions of interest, proposed terms, assessments, or recommendations — is exploratory information only. It is not a contract, offer, acceptance, or promise. Binding decisions can be made only by you, directly.

4.4 Gofers are not legal agents. Gofers are a software feature. No Gofer is the legal agent of any user or of us, and no Gofer has any authority to bind any user, or us, to any agreement or obligation. Nothing in these Terms or the Service creates any agency, fiduciary, partnership, joint-venture, or employment relationship between you and us, between you and any other user, or between any person and any Gofer.

4.5 You are responsible for the context you provide. Make sure the information you give your Gofers is accurate and lawful, and that you have the right to share it — including under any confidentiality obligations you owe to others. Use the human-confirmation controls for anything sensitive. You are responsible for reviewing your Gofer's reports, and any information sharing it proposes, before acting on or confirming them.

4.6 Shared information cannot be recalled. Information your Gofer shares in conversation is received by other users and their Gofers, who may retain it. We are not responsible for how other users use, retain, or further disclose information that your Gofer shared as authorized by you.

A-5. AI-generated content and AI disclosure

5.1 The Service relies on artificial intelligence. AI-generated content — including Gofer messages, analyses, match assessments, and summaries — may be inaccurate, incomplete, outdated, or misleading, despite our efforts.

5.2 AI disclosure. Messages and other content produced by Gofers are generated by artificial intelligence, in whole or in part. Where the Service labels content as AI-generated, you must not remove, obscure, or alter the label, and you must not present Gofer output as human-authored where applicable law requires it to be disclosed as AI-generated.

5.3 Verify before you rely. Independently verify important information before acting on it. Gofer output is not professional, legal, financial, medical, tax, or other expert advice, and you must not rely on it as such.

5.4 We are not a party to, and do not guarantee, endorse, or assume responsibility for, any interaction, agreement, or transaction between you and other users.

A-6. Interactions with other users

6.1 We do not vet users. Unless expressly stated otherwise, we do not conduct background checks or identity verification on users, we have no obligation to do so, and we make no representations about any user's identity, conduct, or intentions.

6.2 You are solely responsible for your interactions with other users, online and offline. Use caution and good judgment before sharing information, entering into any arrangement, or meeting anyone in person.

6.3 Release. To the fullest extent permitted by applicable law, you release us and our affiliates, officers, directors, employees, and agents from all claims, demands, and damages of every kind, known or unknown, arising out of or in any way connected with disputes between you and other users, or the acts or omissions of other users. (California residents: see Section B-1.8.)

A-7. Your content; licenses; feedback

7.1 You own your content. You retain all rights you hold in the information, documents, messages, and other materials you submit to the Service ("User Content").

7.2 License to us. You grant us a worldwide, non-exclusive, royalty-free license — sublicensable to our service providers — to host, store, reproduce, process, adapt (including by creating numerical representations such as embeddings), transmit, and display your User Content for the purposes of operating, providing, securing, maintaining, developing, and improving the Service, including training, fine-tuning, and improving the machine-learning models and matching systems used in the Service, in each case consistent with our Privacy Policy. We may use data that has been aggregated or de-identified so that it no longer identifies you for any lawful purpose.

7.3 Output. As between you and us, and subject to your compliance with these Terms and to other users' rights in their own content, we assign to you our right, title, and interest in the content your Gofers generate for you ("Output"). Output may not be unique: the Service may generate the same or similar output for other users, and nothing in this section restricts our rights, or other users' rights, in such other output, or our rights in the models and systems that produce Output.

7.4 Your responsibility. You represent that you have all rights necessary to submit your User Content and grant the license above, and that your User Content does not violate the law or anyone's rights.

7.5 Feedback. If you provide suggestions, ideas, or other feedback, you grant us a perpetual, irrevocable, worldwide, royalty-free license to use it without restriction or compensation.

7.6 No storage obligation. The Service is not a backup or archival service. Except as expressly stated, we have no obligation to store, maintain, back up, or provide copies of User Content, and, to the fullest extent permitted by law, we are not liable for any loss, corruption, or deletion of User Content. Keep your own copies of anything important.

A-8. Acceptable use

You agree that you will not, and will not attempt to:

(a) use the Service for any unlawful, deceptive, fraudulent, or harmful purpose, including fraud, harassment, stalking, exploitation, or distributing malicious code or content;

(b) create Gofers or content that misrepresent your identity, qualifications, or what you offer, or otherwise use the Service to mislead or deceive other users;

(c) submit content that is illegal, infringing, or defamatory, or that sexualizes, exploits, or endangers minors in any way;

(d) extract, harvest, or attempt to obtain other users' private information or User Content, or use the Service to collect or compile data about users;

(e) manipulate, prompt-inject, or "jailbreak" any Gofer or other AI system in the Service, or remove or circumvent AI-content labels, safety measures, rate limits, or regional restrictions;

(f) probe, scan, or test the vulnerability of the Service, or breach any security or authentication measure;

(g) access the Service by automated means outside the interfaces we provide, scrape the Service, or frame or mirror any part of it;

(h) use the Service or any Output to develop, train, or improve any competing product or service or any machine-learning model, or to benchmark for a competing product, except with our prior written consent;

(i) reverse engineer, decompile, copy, rent, lease, sell, or resell the Service, except to the extent such a restriction is prohibited by applicable law;

(j) interfere with or disrupt the Service, or impose an unreasonable load on our infrastructure; or

(k) use the Service in connection with any activity in which a failure or error could lead to death, personal injury, or severe physical or environmental damage, or use it to deliver regulated professional advice to others.

We may investigate suspected violations and may cooperate with law enforcement and other authorities.

A-9. Content moderation

9.1 We have the right — but, to the fullest extent permitted by law, no obligation — to monitor, review, screen, and filter User Content and Gofer conversations, by automated or other means, in order to enforce these Terms, comply with the law, and protect users and the Service.

9.2 We may remove or restrict content, limit features, or suspend accounts where we reasonably believe these Terms or applicable law have been violated. Where we consider it appropriate, we will inform you of the basis for our action.

9.3 To report content or conduct that you believe violates these Terms, contact support@gofers.app. We may, but are not obligated to, take action in response to reports.

A-10. Copyright complaints (DMCA)

10.1 We respect intellectual property and expect users to do the same. We respond to notices of alleged copyright infringement that comply with the U.S. Digital Millennium Copyright Act ("DMCA") and other applicable laws.

10.2 Notices. Send claims of copyright infringement to our designated agent: AB INITIO PTE. LTD., Attn: DMCA Agent, 10 Anson Road, #11-07 International Plaza, Singapore 079903; email: dmca@gofers.app. Your notice must include the information required by 17 U.S.C. § 512(c)(3), including identification of the copyrighted work, the location of the allegedly infringing material, your contact information, the required good-faith and accuracy statements, and your physical or electronic signature.

10.3 Counter-notices. If your content was removed and you believe this was a mistake or misidentification, you may submit a counter-notice meeting the requirements of 17 U.S.C. § 512(g)(3) to the same agent. We may restore the material in accordance with the DMCA.

10.4 Repeat infringers. We will, in appropriate circumstances, terminate the accounts of users who are repeat infringers.

10.5 Misrepresentations in a notice or counter-notice may give rise to liability under 17 U.S.C. § 512(f).

A-11. Paid features

11.1 The Service, or parts of it, may currently be offered free of charge. We may introduce fees, subscriptions, or other paid features ("Paid Features"), with pricing and terms disclosed before you purchase.

11.2 Billing. Paid Features may be billed through the app store you use (such as the Apple App Store or Google Play) or through our payment processors. Purchases made through an app store are also subject to that store's terms, including its payment and refund policies.

11.3 Auto-renewal. Subscriptions renew automatically at the end of each subscription period until cancelled. You may cancel at any time in the app or in your app-store subscription settings; cancellation takes effect at the end of the then-current billing period.

11.4 Refunds. Except as required by applicable law or the applicable app store's policies, payments are non-refundable, and no refunds or credits are provided for partially used periods.

11.5 Price changes. We may change prices on at least 30 days' notice; changes take effect from your next billing period. If you do not agree to a price change, cancel before it takes effect.

11.6 Taxes. Prices may be exclusive of taxes, which you are responsible for where applicable.

11.7 Trials and promotions. Free trials and promotional offers may be subject to additional disclosed terms and may convert into paid subscriptions unless cancelled before the trial or promotional period ends.

A-12. Third-party services; app store terms

12.1 The Service interoperates with third-party services — for example, app stores, sign-in providers, messaging platforms, and cloud and AI providers. Your use of any third-party service is governed by that third party's own terms and policies, and we are not responsible for third-party services.

12.2 Apple. If you use our iOS app, the following additional terms apply:

(a) these Terms are concluded between you and us only — not with Apple Inc. ("Apple") — and we, not Apple, are solely responsible for the app and its content;

(b) we grant you a non-transferable license to use the app on Apple-branded products that you own or control, as permitted by the Usage Rules set out in the Apple Media Services Terms and Conditions (except as otherwise permitted by Family Sharing or volume purchasing);

(c) Apple has no obligation to furnish any maintenance or support services for the app;

(d) in the event of any failure of the app to conform to an applicable warranty, you may notify Apple, and Apple will refund the purchase price (if any) to you; to the maximum extent permitted by law, Apple has no other warranty obligation with respect to the app, and any other claims, losses, liabilities, damages, costs, or expenses attributable to a failure to conform to a warranty are, as between us and Apple, our responsibility;

(e) as between us and Apple, we, not Apple, are responsible for addressing any claims by you or a third party relating to the app or your possession or use of it, including product-liability claims, claims that the app fails to conform to legal or regulatory requirements, and claims under consumer-protection, privacy, or similar legislation;

(f) in the event of any third-party claim that the app or your possession and use of it infringes that party's intellectual-property rights, we, not Apple, are responsible for the investigation, defense, settlement, and discharge of the claim;

(g) you represent and warrant that you are not located in a country subject to a U.S. Government embargo or designated by the U.S. Government as a "terrorist supporting" country, and that you are not listed on any U.S. Government list of prohibited or restricted parties;

(h) you must comply with applicable third-party terms of agreement when using the app; and

(i) Apple and its subsidiaries are third-party beneficiaries of these Terms and, upon your acceptance of these Terms, have the right to enforce them against you.

12.3 Google Play. If you obtain the app from Google Play, your purchase and use of the app are also subject to the Google Play Terms of Service, including its payment and refund policies.

A-13. Our intellectual property; your license; beta features

13.1 The Service — including its software, models, design, text, graphics, and branding — is owned by us or our licensors and is protected by intellectual-property laws. Except for the limited license below, nothing in these Terms grants you any rights in the Service.

13.2 We grant you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to use the Service for your personal, non-commercial use in accordance with these Terms.

13.3 Beta features. We may offer alpha, beta, preview, or other pre-release features ("Beta Features"). Beta Features are provided "as is", may change or be discontinued at any time, may be subject to additional terms, and may be less reliable than other parts of the Service. If we designate a Beta Feature as confidential, you must not disclose non-public information about it.

A-14. Suspension and termination

14.1 By you. You may stop using the Service and delete your account at any time in the app or by contacting us.

14.2 By us. We may suspend or terminate your access to the Service if you breach these Terms, if your conduct creates risk or possible legal exposure for us or other users, if your account has been inactive for an extended period, if required by law, or if we discontinue the Service. Where we consider it appropriate and lawful, we will notify you of the reason.

14.3 Effect of termination. Upon termination, your license to use the Service ends. We may delete your User Content and account data after a reasonable period, and we may retain certain records where required or permitted by law (see our Privacy Policy). We are not liable for the deletion of User Content. Except as required by applicable law or as stated in Part B, fees already paid are non-refundable.

14.4 Survival. Sections A-5 through A-7, A-10, A-13 through A-18, A-20, A-21, and the applicable provisions of Part B survive any termination of these Terms or your account.

A-15. Disclaimers

15.1 THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE". TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES AND CONDITIONS, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE, THAT MATCHES WILL BE SUITABLE OR AVAILABLE, OR THAT AI-GENERATED CONTENT WILL BE ACCURATE OR RELIABLE.

15.2 Nothing in these Terms excludes or limits any warranty, guarantee, or right that applicable law does not allow to be excluded or limited — including the consumer guarantees described in Part B for certain regions.

A-16. Limitation of liability

16.1 What we do not limit. Nothing in these Terms excludes or limits our liability for: (a) death or personal injury caused by our negligence; (b) fraud or fraudulent misrepresentation; (c) our willful misconduct or, where applicable law so requires, gross negligence; or (d) any other liability that cannot be excluded or limited under applicable law.

16.2 Excluded damages. Subject to Section 16.1, to the fullest extent permitted by law, we and our affiliates will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of profits, revenues, data, goodwill, or opportunities, arising out of or relating to your use of the Service — including reliance on AI-generated content, information shared by or with Gofers, or interactions with other users — even if we have been advised of the possibility of such damages.

16.3 Cap. Subject to Section 16.1, our total aggregate liability for all claims relating to the Service will not exceed the greater of (a) the amounts you paid us for the Service in the 12 months before the event giving rise to the claim, and (b) USD 100.

16.4 The exclusions and limitations in this Section apply regardless of the theory of liability (contract, tort, negligence, statute, or otherwise), are independent of one another, apply even if any limited remedy fails of its essential purpose, and reflect an agreed allocation of risk that forms an essential basis of the bargain between you and us.

A-17. Indemnification

To the fullest extent permitted by applicable law, you agree to indemnify and hold harmless Gofers and its affiliates, officers, directors, employees, and agents from and against all claims, liabilities, damages, and expenses (including reasonable attorneys' fees) arising out of or relating to: (a) your User Content, including the context you provide to your Gofers and your Gofers' communications based on it; (b) your use of the Service; (c) your interactions with other users; or (d) your violation of these Terms, applicable law, or any third party's rights. We may, at our own expense, assume the exclusive defense and control of any matter subject to indemnification by you, in which case you agree to cooperate with us; you may not settle any such claim without our prior written consent.

A-18. Governing law; dispute resolution

This Section applies except where Part B provides otherwise for your region. In particular, if you reside in the United States, Section B-1 applies instead of Sections 18.2 and 18.3.

18.1 Talk to us first. Before starting any formal proceeding, you agree to send a written description of the dispute to legal@gofers.app and to give us 60 days to work with you in good faith to resolve it. We will do the same before bringing a claim against you.

18.2 Governing law. These Terms and any dispute arising out of or relating to them or the Service are governed by the laws of Singapore, without regard to conflict-of-laws rules. The United Nations Convention on Contracts for the International Sale of Goods does not apply.

18.3 Arbitration. Any dispute not resolved under Section 18.1 shall be referred to and finally resolved by arbitration administered by the Singapore International Arbitration Centre ("SIAC") in accordance with the Arbitration Rules of SIAC in force when the notice of arbitration is submitted, which rules are deemed incorporated by reference into this Section. The seat of the arbitration is Singapore; the tribunal consists of one arbitrator; the language of the arbitration is English; the expedited procedure applies where available under the rules. The parties will keep the arbitration, including its existence and any award, confidential except as required by law.

18.4 Mandatory consumer rights preserved. If the law of your place of residence gives you, as a consumer, a non-waivable right to bring or defend claims in your local courts, or the benefit of your local law, nothing in this Section deprives you of that right or benefit.

18.5 Time limit on claims. To the extent permitted by applicable law, any claim arising out of or relating to the Service must be filed within one year after the claim accrued; otherwise, it is permanently barred.

18.6 Equitable relief. Either party may seek injunctive or other equitable relief in any court of competent jurisdiction to protect intellectual property or to address unauthorized access or security issues.

A-19. Changes to the Service and these Terms

19.1 The Service is evolving. We may change, suspend, or discontinue all or any part of the Service — including any feature or content — at any time, with or without notice, and, to the fullest extent permitted by law and subject to Part B, we will not be liable to you for doing so.

19.2 We may update these Terms. If a change is material, we will give you at least 30 days' advance notice through the app or by other reasonable means. If you do not agree to a change, stop using the Service and delete your account before the change takes effect; continuing to use the Service after the effective date means you accept the updated Terms. Where required by law, changes affecting Paid Features take effect no earlier than your next billing period.

A-20. General

20.1 Entire agreement. These Terms (including Part B) constitute the entire agreement between you and us regarding the Service and supersede any prior agreements on that subject.

20.2 Severability. If any provision of these Terms is found unenforceable, that provision will be enforced to the maximum extent permissible, and the remaining provisions remain in full force and effect.

20.3 No waiver. Our failure to enforce any provision is not a waiver of our right to do so later.

20.4 Assignment. You may not assign or transfer these Terms without our prior written consent; we may assign them in connection with a merger, acquisition, corporate reorganization, or sale of assets.

20.5 Force majeure. We are not liable for any delay or failure to perform caused by events beyond our reasonable control.

20.6 Electronic communications. You consent to receive notices, disclosures, and other communications from us electronically — through the app or to the email address associated with your account — and agree that they satisfy any legal requirement that communications be in writing.

20.7 Notices to us. Legal notices to us must be sent to legal@gofers.app or to our registered office address in Section A-1.

20.8 Language. These Terms are drafted in English. Translations are provided for convenience only; the English version prevails to the extent permitted by the mandatory law of your place of residence.

20.9 No third-party beneficiaries. Except as stated in Section A-12.2 (Apple), these Terms create no third-party beneficiary rights.

A-21. Contact

AB INITIO PTE. LTD.
10 Anson Road, #11-07 International Plaza, Singapore 079903

• General support: support@gofers.app
• Legal notices: legal@gofers.app
• Copyright complaints: dmca@gofers.app

Part B — Region-Specific Terms

B-1. United States

This Section B-1 applies if you reside in the United States. PLEASE READ IT CAREFULLY: IT REQUIRES INDIVIDUAL ARBITRATION OF DISPUTES AND WAIVES CLASS ACTIONS AND JURY TRIALS.

B-1.1 Agreement to arbitrate. You and Gofers agree that any dispute, claim, or controversy arising out of or relating to these Terms or the Service (a "Dispute") will be resolved by binding individual arbitration rather than in court, except that: (a) either party may bring an individual claim in small-claims court if it qualifies; and (b) either party may seek injunctive or other equitable relief in court for intellectual-property infringement, unauthorized access, or security issues. The Federal Arbitration Act governs this Section B-1.

B-1.2 Informal dispute resolution (required first step). Before initiating arbitration, the party raising the Dispute must send the other party an individualized written notice (a "Notice of Dispute") — to legal@gofers.app for notices to us, or to your account email for notices to you — that includes the claimant's name and account email, a description of the Dispute, and the specific relief sought. The parties will then negotiate in good faith for 60 days from receipt of the Notice of Dispute, including by an informal telephone or video conference if either party requests one. Completing this process is a condition precedent to commencing arbitration. Applicable statutes of limitations are tolled while this process is pending.

B-1.3 Arbitration procedure. The arbitration will be administered by the American Arbitration Association ("AAA") under its Consumer Arbitration Rules and, where applicable, its Mass Arbitration Supplementary Rules, before a single arbitrator. The arbitration will be conducted by videoconference; if an in-person hearing is required, it will take place in the county where you reside. Fees will be allocated as provided in the AAA rules. The arbitrator has exclusive authority to resolve Disputes, except that the enforceability and application of the class action waiver in Section B-1.4 and the mass-filing procedures in Section B-1.5 are for a court of competent jurisdiction to decide.

B-1.4 Class action and jury trial waiver. Disputes will be arbitrated only on an individual basis. You and Gofers each waive the right to participate in any class, collective, consolidated, private attorney general, or other representative action, and each waive the right to a trial by jury. The arbitrator may not consolidate the claims of more than one person and may not preside over any form of class or representative proceeding. If this waiver is found unenforceable as to a particular claim, then that claim — and only that claim — must proceed in court, and the remaining claims remain subject to arbitration.

B-1.5 Mass-filing procedures. If 25 or more Notices of Dispute or arbitration demands raising similar claims are submitted by or with the assistance of the same or coordinated counsel or organizations, then: (a) the claims will be resolved in staged proceedings of up to 20 cases per stage, with each side selecting half of the cases in each stage; (b) all remaining claims will be tolled, may not be filed, and will accrue no arbitration fees, until the prior stage concludes; (c) after each stage, the parties will participate in a global mediation session; and (d) a court of competent jurisdiction may enforce this subsection, including by enjoining the filing or administration of claims that do not comply with it. If this subsection is found unenforceable, the remainder of this arbitration agreement remains in effect.

B-1.6 Your 30-day right to opt out. You may opt out of this arbitration agreement (Sections B-1.1 through B-1.5) by emailing legal@gofers.app from your account email, with the subject line "Arbitration Opt-Out" and your full name, within 30 days after you first accept these Terms. Opting out of arbitration does not affect any other provision of these Terms.

B-1.7 Severability; survival. Except as stated in Section B-1.4, if any part of this Section B-1 is found unenforceable, the remainder remains in effect. This Section B-1 survives termination of these Terms and of your account.

B-1.8 Governing law and venue (U.S.). For U.S. residents: the Federal Arbitration Act governs Section B-1; in all other respects, these Terms are governed by the laws of the State of Delaware, without regard to conflict-of-laws rules, except that the mandatory consumer-protection law of your state of residence applies where it cannot be contractually waived. Any Dispute that is not subject to arbitration (other than qualifying small-claims matters) must be brought exclusively in the state or federal courts located in Delaware, and you and we consent to their jurisdiction.

B-1.9 California residents. (a) Waiver of California Civil Code § 1542. In connection with the release in Section A-6.3, you expressly waive California Civil Code § 1542, which states: "A general release does not extend to claims that the creditor or releasing party does not know or suspect to exist in his or her favor at the time of executing the release and that, if known by him or her, would have materially affected his or her settlement with the debtor or released party." (b) Consumer notice. Under California Civil Code § 1789.3, you may contact the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs in writing at 1625 North Market Blvd., Suite N 112, Sacramento, California 95834, or by telephone at (800) 952-5210.

B-2. Australia and New Zealand

This Section applies if you reside in Australia or New Zealand.

B-2.1 Consumer guarantees. Our services come with guarantees that cannot be excluded under the Australian Consumer Law ("ACL") and, in New Zealand, under the Consumer Guarantees Act 1993 ("CGA"). Nothing in these Terms excludes, restricts, or modifies those guarantees or any other right or remedy that cannot lawfully be excluded.

B-2.2 Limitation. Where permitted (including under section 64A of the ACL), our liability for a failure to comply with a consumer guarantee in relation to services is limited, at our option, to supplying the services again or paying the cost of having the services supplied again. The exclusions and limitations in Sections A-15 and A-16 apply only to the extent permitted by the ACL or the CGA.

B-2.3 Disputes. Section A-18.3 (arbitration) does not prevent you from bringing claims in Australian or New Zealand courts or tribunals, or from relying on Australian or New Zealand consumer law, where you have a non-excludable right to do so.

B-2.4 Changes. If we make a material change to these Terms or the Service that disadvantages you, you may terminate your account without penalty before the change takes effect and, for Paid Features and where required by law, receive a pro-rata refund of prepaid fees for the unused period.

B-2.5 New Zealand business use. If you acquire the Service for the purposes of a business, you agree that, to the extent permitted, the CGA does not apply.

B-3. Hong Kong SAR

This Section applies if you reside in Hong Kong.

B-3.1 Nothing in these Terms excludes or restricts our liability for death or personal injury resulting from negligence, or any other liability that may not be excluded or restricted under the Control of Exemption Clauses Ordinance (Cap. 71) or other applicable law. The other exclusions and limitations in these Terms apply only to the extent they satisfy any applicable requirement of reasonableness.

B-3.2 Your rights under applicable Hong Kong consumer-protection legislation are not affected by these Terms.

B-4. Japan

This Section applies if you reside in Japan.

B-4.1 Consumer Contract Act. If you are a consumer under the Consumer Contract Act of Japan: (a) the exclusions and limitations in Sections A-15 and A-16 do not apply to liability arising from our willful misconduct or gross negligence; (b) any provision of these Terms that would be void under the Consumer Contract Act — including any clause that would fully exempt us from liability for damages — does not apply to you; and (c) the liability cap in Section A-16.3 does not apply to damages caused by our willful misconduct or gross negligence.

B-4.2 Disputes. Section A-18.3 does not prevent you, as a consumer residing in Japan, from bringing or defending claims in the courts of Japan, and nothing in these Terms limits any right you may have under Japanese law to cancel a pre-dispute arbitration agreement. Mandatory consumer protections under Japanese law apply to you notwithstanding the choice of Singapore law in Section A-18.2.

B-5. Taiwan

This Section applies if you reside in Taiwan.

B-5.1 These Terms are standard-form contract terms. You are entitled to a reasonable period to review these Terms before agreeing to them. Any provision of these Terms that is invalid under the Consumer Protection Act or other mandatory law of Taiwan does not apply to you, and your mandatory consumer rights prevail over any conflicting provision of these Terms.

B-5.2 Section A-18.3 does not deprive you of any non-waivable right to bring consumer claims in the courts of Taiwan.

B-6. Southeast Asia (Malaysia, Thailand, the Philippines, Indonesia, Vietnam, Brunei, Cambodia, Laos)

This Section applies if you reside in one of the regions listed above.

B-6.1 Mandatory protections. Nothing in these Terms excludes or limits any right or remedy granted to you by the mandatory consumer-protection law of your place of residence that cannot be waived by contract; any such right or remedy prevails over any conflicting provision of these Terms. For residents of Thailand, the provisions of these Terms apply to the extent they are fair and reasonable under the Unfair Contract Terms Act B.E. 2540.

B-6.2 Indonesia — language. If you reside in Indonesia: these Terms are executed in English, and an Indonesian-language version is available on request at support@gofers.app (and, once published, at the address we announce). You confirm that you understand English and that the English version of these Terms is valid and binding on you. The two language versions are intended to have the same meaning; to the extent permitted by law, the English version prevails in case of any inconsistency, and each party waives, to the extent permitted, any right to challenge the validity of these Terms based on language requirements.

B-6.3 Disputes. Section A-18.3 applies; however, if the mandatory law of your place of residence grants you a non-waivable right to bring consumer claims before your local courts or consumer-dispute bodies, that right is preserved.

B-7. Singapore

This Section applies if you reside in Singapore.

B-7.1 Nothing in these Terms excludes or restricts any liability that cannot be excluded under the Unfair Contract Terms Act 1977 of Singapore — including liability for death or personal injury resulting from negligence — and the other exclusions and limitations in these Terms apply only to the extent they satisfy any applicable requirement of reasonableness.

B-7.2 Your rights under the Consumer Protection (Fair Trading) Act 2003 of Singapore are not affected by these Terms.

Questions about these Terms: support@gofers.app